How to transfer money from an unemployment card to a bank account

Each state has guidelines for who is eligible for unemployment benefits. To apply, you must be unemployed for reasons beyond your control. Therefore, in most states, a person should have been severed from their last job due to the unavailability of job opportunities even though they meet the work and salary requirements. Assume you are eligible to receive unemployment compensation. When benefits are assigned to you, you may be paid by debit card, which may be an electronic payment card or a direct payment card. The card will be issued to you by the unemployment office of your state. It will be sent to your address once everything is sorted and your complaint is sanctioned. But how do you transfer these benefits to your bank account? This is what this article is about to guide you.

How you will receive your unemployment benefit

Suppose you reside in a state that issues debit cards to qualified applicants who meet unemployment requirements, and you’re in luck. In this case, if you choose to use a debit card, the card will be mailed to you with the personal identification number as soon as you request approval. According to Chron, each state uses different criteria to administer the amount awarded to you. The most important thing is at the end of the day; your money will be loaded onto your card a few days after you have certified your weekly or fortnightly benefits.

Ways to receive your unemployment cards

When your unemployment card comes to you, you have three options to select to get your money. First, you can go to an ATM near you and use the card to withdraw your money using your PIN. Second, you can go to your bank, bring the card with you, and ask any available cashier to transfer the money allocated to your card to your bank account. Alternatively, you can call the cashier to give you the money directly. The third and final option is to take the card to a store that offers cashback services and make a purchase.

Ways to transfer money from your unemployment card to your bank account

If you are wondering if you can transfer money from your unemployment card to your bank account, then you don’t have to worry, it is possible to do so. According to Transfer Money, you can transfer your unemployment card to your current account or your savings account. The process is simple; you need to set up a direct transfer. Once you have set up your card for direct transfer, the system will allow you to transfer funds from your card to your chosen bank account option electronically. Please note that at the time your approved card is sent to you and you have received it, it would be best to call Bank of America, the designated bank that issues these cards, using the voice number 1-866-692 -9374. You can also use TTY 1-866-656-5913. You will be assisted in the whole process of transferring your money to your bank account. You can officially visit the Bank of America website and contact them online to ask them to set up your unemployment card for direct deposit.

When you want to set up your card for direct deposit, here are the requirements you need: a debit card issued to you, your current active email address, and your bank account number and routing number which will allow the money to be redirected to Your account. Once Bank of America has completed the process of setting up your account for direct deposit, your account will be activated and you will be free to transfer the allocated funds to your online banking account at your convenience. According to Careers, after making a transfer to your bank account, you can instantly make the transfer of funds to a checking account number and other account holders with accounts in your bank immediately, the funds will be reflected in your bank account .

Moreover, you can use this money to recharge other cards, transfer to mobile wallets, pay bills, etc. after using money in a checking account. It would be helpful to download the Bank of America mobile app from Google Play Store or App Store. After downloading it, create your online account for your unemployment card. Please note that you are not required to open an account with Bank of America to be issued a debit card. In addition, you also do not need to open an account with other banks to receive your unemployment card. This means that once you are eligible for unemployment benefits, you can decide to use the card you receive independently as you wish. If you have direct deposit enabled on your card, you can choose to change or cancel it whenever you want.

How can you claim an unemployment card?

To qualify for an unemployment card, you must prove that you have lost your job or part of your salary to your state department in charge of the unemployment program and apply for it.

How often will you be paid using an unemployment card?

As a rule, payment via these cards takes place weekly or every two weeks. However, this will depend on where you are based.

When Your Benefits Are Delayed

When your unemployment benefit is delayed for a few days, it would be best to call the unemployment office you registered with. They will provide you with the relevant information you want regarding whether or not your payment has been processed or any other issues that have arisen.


You can get your unemployment debit card after successfully completing all the necessary requirements and claiming the approval sent to you by the employment service. The unemployment card that Bank of America will issue to you is what you will use to make transfers from your card to your bank account and perform other transactions. Additionally, you can use the card to withdraw cash at an ATM near you or at the bank counter.

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